Episode: 298 - Rewriting Your Money Story: Breaking Free from Limiting Beliefs
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Breaking free from subconscious money patterns and self-limiting beliefs often feels like an uphill battle. In our recent podcast episode, Silke Herwald, a hypnotherapy expert, shared invaluable insights and strategies to help individuals overcome these barriers and achieve financial empowerment. Whether you’re drowning in debt, struggling to save, or stuck in a cycle of financial mistakes, Silke’s expertise offers actionable solutions to rewire your mindset for success.
Understanding Subconscious Money Patterns
Silke explains that much of human behavior is automatic and driven by the subconscious mind. This means even when we consciously recognize bad financial habits, deeply rooted subconscious beliefs can still sabotage our efforts. According to Silke, the subconscious mind is like a highly intelligent four-year-old—it prioritizes what feels good in the moment over logic or long-term goals.
- Common Limiting Beliefs: Thoughts like "I’m not good enough" often stem from childhood experiences and can create lasting impacts on how we view ourselves and our financial potential.
- Mental Blocks: Societal norms and past experiences can make debt feel like a permanent fixture, reinforcing a cycle of financial struggle.
How Hypnotherapy Can Help
Hypnotherapy offers a direct pathway to access and reprogram the subconscious mind, enabling individuals to replace limiting beliefs with empowering ones. This transformation helps align subconscious thoughts with conscious financial goals.
- The Process: Setting clear, positive goals is essential. Instead of focusing on what you want to avoid, like saying, “I don’t want to be in debt,” reframe it as, “I will have $10,000 in savings.”
- Recognizing Patterns: Observe your financial behavior. Often, triggers like feeling low or receiving criticism precede impulsive spending. Hypnotherapy can help you identify and manage these triggers.
Strategies to Overcome Financial Challenges
Breaking free from destructive financial cycles requires intentional effort. Here are some strategies Silke recommends:
- Set Clear Goals: Define what financial success means to you, whether it’s becoming debt-free or building a savings cushion. Positive, explicit goals engage the subconscious mind effectively.
- Rewire Beliefs: Use affirmations and hypnosis recordings to align subconscious desires with conscious ambitions. Regular reinforcement helps solidify these new beliefs.
- Build a Supportive Network: Surround yourself with people who support your financial aspirations. A positive, encouraging community can make the journey less daunting.
Staying the Course
Achieving financial freedom is a journey that requires persistence and resilience. Silke highlights the importance of consistency over perfection.
- Embrace the Process: Accept that progress may not always be linear. Celebrate small wins and remain focused on your long-term goals.
- Challenge Norms: Reject the societal narrative that debt is unavoidable. Foster an inner dialogue that reinforces your financial independence and control.
Resources and Support
If you’re ready to take the next step towards financial freedom, Silke Herwald offers hypnosis services to help uncover and release subconscious blocks. She also provides a free 10-minute relaxation hypnosis recording to manage spending impulses and instill positive financial habits. Visit AustralianHypnotherapyCenter.com.au to learn more.
Taking control of your financial life is about more than crunching numbers. It’s about shifting your mindset, addressing subconscious barriers, and building a supportive environment. With awareness, patience, and the right tools, you can empower yourself to achieve your financial goals and live a debt-free life.
Resources Mentioned:
Connect with Silke: https://australianhypnotherapycentre.com.au/
The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner
Connect With Brad
Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured
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Transcript:
Brad Nelson:
So how do you break free from subconscious money patterns and self-limiting beliefs that hold us back financially? Our guest today, silky Herwald, is an expert in helping people identify and overcome the deep-rooted beliefs that sabotage our financial success. Now, if you've ever felt stuck in a cycle of debt you struggled to save, or found yourself repeating the same financial mistakes over and over again, this episode is going to be for you. Silky is here to help us uncover the hidden money scripts running in the background of our lives and to show us how to rewrite them for financial growth and empowerment. Stay tuned.
Announcement:
You're listening to the Debt-Free Dad podcast with Brad Nelson. Brad and his co-hosts experience the anxiety of living paycheck to paycheck before learning the fundamentals of financial success. They are now on a mission to empower regular people to pay off their debt for good and enjoy happier, less stressful lives. Keep listening for inspirational interviews, tips, tricks and practical advice to gain financial freedom.
Brad Nelson:
Hey guys, I'm Brad Nelson, founder of Debt Free Dad. I pay off about $45,000 in debt, have been debt free now for more than 11 years. I've also been fortunate enough to help thousands of other people save and pay off tens of millions of dollars with the work that we do here at Debt-Free Dad. We're so glad you're a part of the show today. Now, after listening to this episode, if you're someone who is wanting to take your finances a step further, you'd like to start getting better results. You want to start saving more money, you want to start paying off more debt and you want to start seeing some of those results's show. Hey, silky, welcome to the Debt-Free Dad Podcast. So glad that you have joined us.
Silke Herwald:
Thank you so much for having me.
Brad Nelson:
Yeah, I'm excited to chat with you today. Limiting beliefs is a big part of this financial web that we get ourselves in and sometimes I think I know for me it took me a while to kind of realize my limiting beliefs. But obviously, coaching people who live paycheck to paycheck and are struggling with their finances Sometimes this is like one of those things that's in the closet. You don't really know what's there, but it's there and it's sometimes creates this repetitive pattern of what's keeping us stuck. So I'm super excited to have you on the show today to talk a little bit about how you help people overcome their living beliefs.
Silke Herwald:
But before we get there, can you share a little bit with our listeners how you got started in hypnotherapy and helping people with this kind of work? Great, so I used to work in corporate, but then, once I moved to Australia, I was still working in the corporate world and I was struggling with something personally. Then one morning on the beach, going for a walk, I met a lady and we just started chatting, and she was a clinical hypnotherapist and practitioner of NLP. I was just so fascinated by it because we just chatted for about half an hour. Then I actually booked myself in for a session with her because I'd always been interested in how the mind works.
Silke Herwald:
I always knew that there was something going on. There was like I couldn't quite. I always felt like I wasn't reaching my potential. I was very much not quite where I thought I could be. I was also struggling with anxiety or, and that, of course, was limiting me as well. And yeah, so I checked myself in for a few sessions with her and for the first time in my life I actually managed to get really noticeable change and before that I've seen psychologists but that was just like yeah, I knew and talking about it wasn't just really going to do anything, but this felt like real visceral change.
Silke Herwald:
I felt differently.
Brad Nelson:
Wow, that's awesome. So can you share real quick what is hypnotherapy? What is the process there?
Silke Herwald:
So hypnotherapy is using the state of hypnosis and because, when you think about it, about 90 to 95% of all human behavior is automatic, which means it is subconscious.
Announcement:
Yeah.
Silke Herwald:
Right.
Silke Herwald:
So sometimes even you get that point where you even consciously think, don't do this or don't spend money on that or don't say this, but then your unconscious just follows through and does it anyway, and sometimes you almost feel like a bystander kind of going why am I just doing this?
Silke Herwald:
Yeah, it's just because just only five to 10% of all human behavior is actually controlled by our conscious minds. So therefore, trying to control any of that subconscious stuff with those five to 10%, it's just ludicrous that idea. And of course, the subconscious is the storehouse of all of our experiences. Every single experience you ever had in your entire life is stored at the level of your unconscious and is acted out upon by the unconscious. And of course it's only stored with the interpretation that you could give it at that moment in time. And of course I think we can all agree that a three-year-old will interpret the same situation completely differently to a 33-year-old. So we all run around with what I call misinterpretation of life's events. But those misinterpretations then very quickly turn into beliefs and then we act on those beliefs.
Brad Nelson:
Yeah, wow, so this is deep. This is some deep stuff, right? Yeah, very much so so can you share, like when it comes to your finances. Though, when we say these beliefs and these limiting beliefs, what are some, I guess, in your profession, in helping people, what are some limiting beliefs that do affect a lot of people's finances?
Silke Herwald:
So I think one of the core ones is I'm not good enough.
Brad Nelson:
Wow, yeah.
Silke Herwald:
Yeah, I'm yet to meet a human being who hasn't been wecked with a I'm not good enough stick in one shape or form as a kid. The wonderful thing about children is is that the whole world evolves around them. Yeah Right, when I'm four or three, the whole world evolves around me and they kind of take everything personally. But of course all it takes is that I grow up in a neighborhood. There's lots of older kids around. They can climb to the top of the tree. I can't, simply because they're seven and I'm four, so my limbs aren't long enough. But of course then I don't go. Oh yeah, that's logical. You're much older, your limbs are longer. No, I'm three. So of course then I just kind of go oh, you're awesome, because you're up there. I can't get there, I suck, and then of course, as empathetic children at the top of the tree, you could say the kids are very, very compassionate. When they're seven, they're just going to go, you little rascal, you can't get up, right.
Silke Herwald:
So then of course, the only conclusion I could come to at that moment is time is like I'm not good enough, I can't do what they do. Or, of course, at school, when I'm struggling with something, the other kids are not. Or you know, having older siblings or a lot of the times also is kind of when we grow up with a parent and the parents are busy or impatient and the kid wants to learn I don't know how to use a hammer or how to do whatever, and the kid wants to learn I don't know how to use a hammer or how to do whatever, and the parent isn't patient enough to show them time and time again or to kind of go oh, yeah, that's great, but just kind of goes oh, let me do that, let me do that, it takes too long, yeah. So then of course, if that happens time and time again, the kid just has got no other choice than to kind of go oh, clearly I'm not good enough, I can't do anything right here.
Brad Nelson:
Yeah, Wow, man, as a parent, I'm thinking, oh my gosh, I got to watch this Because it's so true it starts at such a young age, right, it really really does. So what are some of the subconscious muddying patterns you know, like that people get into or they get stuck in some of these negative financial cycles, like people who go into debt or people who use credit cards, or maybe it's impulsive shopping, or what are some of these subconscious patterns that we might not even be aware of?
Silke Herwald:
So one of them, of course, is that people kind of try to make themselves feel better by having stuff, so that a lot of people kind of like almost attach their sense of self-worth to what type of car they drive or what clothes they wear or what their nails look like, instead of assuming that your worth is a given and that, no matter what car you drive, you don't have any more worth. You don't lose any worth.
Silke Herwald:
Yeah, and then of course, because that idea to oh, once I got that vehicle, once I've got this handbag, or once I got da, da, da, then finally I will feel good enough. And then of course people kind of do feel happy for an hour or a day or maybe even a week, but then it wears off and then it doesn't actually check out to be what they thought it was going to be, and then they need the next thing because they're kind of chasing that sense of oh, yeah, I'll finally be okay again, I'll finally be good enough again, I finally feel like I made it. But of course, if you don't have that sense on the inside, you're never going to get there. But that's one of the big reasons why people kind of get into a lot of debt, because they think unconsciously there's no again, there's not a lot of those five to 10% conscious involvement, there's very much the 90 to 95% subconscious stuff that then they have the sense of finally I'll be okay. Yeah, man, I'll be okay.
Brad Nelson:
Yeah, man, I'm guilty of all this. You're speaking to me because that was me when I was in debt, before I got out of debt, was the stuff is what made me feel like I was important or I was worth it, and it took me a while to break away from that. And I guess that's my next question, cause I I don't ever. I can't like thinking back to my journey of getting out of debt. I can't make like a distinction of when that hard line of when I rewired my thinking of okay, that's a limiting belief, I'm no longer going to do that anymore, I'm going to do this. I can't really pinpoint when that happens. So how do we identify these patterns if we're unaware of them? Are there some strategies or things that an individual could do as they're kind of going throughout their day? Because if it is all subconscious, how do we pinpoint those things?
Silke Herwald:
You really hit the nail on the hat when you said pattern. So it's by paying attention to kind of going hang on a minute, once you start to spot the pattern. So of course, this is why I love sharing these kind of things is because once you become aware of it, so that all of your listeners now kind of go oh okay, why did I actually want that thing that I just bought, right? So then you can actually kind of start to spot it. And then once you start seeing a pattern in it and kind of go, okay, what actually happened before that? Maybe before that happened, I don't know somebody set something nasty to me. And then a day later I kind of thought, oh, I need to buy this whatever thing. And then it's kind of go, okay, so somebody set something that made me feel bad and then the way for me to get out of feeling bad was to think that I needed to buy this thing. So then you kind of start to stop spot those patterns.
Silke Herwald:
So I think the first really important thing is to get the awareness and then to actually kind of for me it is all about curiosity, it's not about beating yourself with a big stick and kind of going oh man, why am I doing that? It's not about beating yourself with a big stick and kind of going oh man, why am I doing that? That it's not about that. It very much is more about that curiosity to kind of go wonder what's going on here, because I always think about the subconscious mind a bit like a highly intelligent four-year-old. Yeah, yeah, and that four-year-old, yeah, yeah, and that four-year-old just wants what he wants and it ain't going to give up that ice cream just because you ask it to. It's just going to go. No, it's just going to dig its heels in and it's just going to chuck a right old tantee.
Silke Herwald:
So therefore, you kind of got to just, first of all just observe and kind of go all right, cool, what do I need to trade? Like, are you willing to trade your ice cream for Lego? Okay, because really what the unconscious is doing, it's working for you, it's not working against you. The biggest job of the unconscious is really to keep you safe and to make you feel good. But your unconscious doesn't particularly care how it gets you to feel good, because it's very much right here in the moment. This makes me feel good right now. Your conscious mind is very good at thinking about the future consequences of that, but your unconscious just needs to feel good right here, right now and when push comes to shove, because thought at the level of the unconscious works up to seven seconds faster than thought at the level of the conscious, which is why it always wins.
Brad Nelson:
Yeah, yeah.
Silke Herwald:
So. But when we can convince the unconscious that it actually wants this and that it actually is better for you, it's going to go oh yeah, all right, cool, that's a great idea. Yeah, I'll do that.
Brad Nelson:
How do you rewire? How do you, how do you change that then If, once you recognize the pattern, you see that it's an issue, it's causing you financial challenges, I mean honestly, you could use this probably for any part of your life. But what is then the process or the system that we use to say we aren't going to do that? How do we get faster than that subconscious and then begin to be able to make new behavior patterns?
Silke Herwald:
So one thing is always to set a goal first, and that will be okay, good, I want to be debt free, I want to have enough money for a deposit, I want da, da, da, da, da.
Silke Herwald:
And then, once you've got that goal, that goal needs to be stated in the positive. So it can't be I don't want to be in debt anymore. Because when I say to you, no matter what you do, just don't think about a pink elephant. Now, even if it's just for a split second, you just made an image of a pink elephant. Yeah, and of course, also when you kind of think about like, okay, good, I don't want to be in debt anymore, now your brain is just thinking about debt.
Silke Herwald:
And then there's emotional attachment and then, of course, you feel bad or whatever about the dead, and that's not a useful state to be in. So this goal needs to be stated in the positive. It needs to be stated as in oh, I want to have this amount in the bank, or I want to earn this amount of money, or I want to be able to whatever, yeah. And then there's emotional connection to that goal and then all of a sudden it switches the thinking from the bad stuff towards the good stuff and then the decision making just becomes okay, great is getting this handbag or whatever? Is that going to get me closer to this goal or not at this moment in time? So it really is kind of like helping the unconscious get more in tune with delayed gratification and making that more important and more valuable and more exciting.
Brad Nelson:
Yeah, that's really good. I think goal setting is such a good thing. I agree it's got to be in that positive and we talk about this all the time on the show, so good. What about things like anchor bias? Debt is so normal Credit card usage and paycheck to paycheck living, especially here in the States, and it's almost like, well, that's just the way of life. You know you're always going to have credit card debt or you're always going to be living paycheck to paycheck, or my family didn't really teach me about money so I'm not going to be really good with it. These are the regular things that I hear people saying a lot when we're coaching them. What are some tips and strategies to flip that from more of a scarcity mindset or I'm always going to be in debt to that I want to be debt free, like I want to be able to control my own time.
Silke Herwald:
I want to be able to run my own business, because it is that it's that doubt that just keeps a lot of people stuck own business because it's it is that it's that doubt that just keeps a lot of people stuck Absolutely, and that that very much is a limiting belief. And I think it is very much almost like a societal limiting belief. Yeah, yeah, so it's like the same way that, um, when somebody, for example, stops drinking alcohol, the friends quite often go oh, come on on, we're having such a nice time, just have one. It's kind of like, because, of course, when one person tries to break free from that, it holds up a mirror to everybody else. Yeah, this is possible for this guy.
Silke Herwald:
Well, maybe it can't be possible for me, but yeah, I just don't feel right for that. So it's much easier to drag them back down into where we're all hanging out, right, and of course, it's exactly the same thing which is kind of going. But, hey, it's normal, we all got credit card debt, right. But of course, I think what, really, when I work with people, what helps a lot of people is that they actually don't feel in control of their own lives, and what they actually want is to be in control of their own lives again and also to flip it from yeah, this is what everybody's doing, to imagine you're the one who managed to get out of it. Just imagine what change that creates in your life, in your family's lives, but also in your friend's life, that you are that shining light and that you're actually leading by example, because if it's possible for you, it could be possible for your friends too.
Brad Nelson:
Yeah, yeah, I went through that. It's so interesting that you brought that up because that's exactly what happened. When I got out of debt. I had so many people just tell me, like you're crazy, like you'll never be able to. In fact, my brother, who now works for me and my company, helps people become debt free, was the number one naysayer, and I give him a hard time about this all the time. He was the one that would be like no, you're never going to get out of debt. You're never going to get out of debt. Why would you do that? That's dumb. And then I did it. And then he's like huh, and then he did it. He's helping us teach other people to do it.
Brad Nelson:
It's just, it's interesting. That was a hard thing to fight against when I was getting out of debt was because nobody else is doing that, you know. And so when you do want to improve areas of your life, we live in a society where laziness is just okay In fact, it's accepted. So how do you break away from that without obviously losing your entire social circle? How do we, as individuals, step away and do our own thing without feeling that pull of having to go back to what the rest of the people are doing, the crowd's doing.
Silke Herwald:
I'll give you an example. I was working with a client recently and it was exactly that scenario, right. But what we did was that he had decided that what he actually wanted was that when his friends were spending money on stuff that he didn't want to spend money on, that he wanted to have a sense of just relief, not a sense of missing out, but just a sense of relief of I'm so glad I'm not doing that anymore. Yeah. And then, of course, with hypnosis, we got him there so that now when he's out with his friends and they're doing those kind of things, he just gets a big smile on his face and just says no thanks, I'm good, that's it. Yeah. And now his friends just kind of they still ask him whether he wants to do these kind of things, and they already know that he's just going to go no thanks, I'm good, yeah, yeah, and that's all he says.
Silke Herwald:
He doesn't come up with an excuse. He doesn't because, of course, the more you come up with an excuse no, I'm not doing that, because you know it's a kid's birthday next month the more you come up with stuff, the more people kind of find ways to poke holes into it. But if it's just like no thanks, I'm good. There is not really a hell of a lot where people can poke holes into it.
Brad Nelson:
Right, it's just no, I'm good.
Silke Herwald:
Thanks.
Brad Nelson:
Yep.
Silke Herwald:
As long as we still have those limiting beliefs, we can go a bit on the defensive and it can come across as a oh no thanks, oh no please. But once we don't have those beliefs anymore and there's just relief of like I'm just glad I'm not doing that anymore, I'm just so glad I'm not spending money on that anymore, then it just really is a very casual no thanks with a smile and there's, and people stop bothering him. Whereas beforehand, no matter what he said, there was like yeah, but come on, mate, just this once. And I think the other important thing is for people to realize just this once is the biggest lie. I'll start again Monday. Just this once, yeah. And I mean, as you said, you've been there, your brother has been there right, and people are living the consequences when they're in debt, when they live in paycheck to paycheck, when they got no idea how to get out of it. They're living the decision of just this once.
Brad Nelson:
Yeah, how do you work with people through that too, because I work with a lot of people. Even in my own journey it was not linear. It wasn't like Brad decided to get out of debt and it was like the straight line out of debt. It was like all these zigzags and going all over the place, you know, and so you are going to have those ups and downs, you are going to have those oops moments, right, but you're still making progress towards that end goal.
Brad Nelson:
How do you help someone or coach someone through staying consistent, even if it's just a little bit of effort every day? Because I think sometimes that's a living belief, that because in this day and age we're sold, you know, if you can't change your life in 30, 60 or 90 days, you're not doing it fast enough, right? But we got to understand that getting out of debt it takes time, right? This is a long journey for a lot of people. Sometimes it could be six months, could be three, four years, depending on the situation. So how do we stay the course when it comes to stuff like this?
Silke Herwald:
I think really that is true for anything in life, yeah, right. And also, you didn't get into that amount of debt overnight, right? You didn't get there in 30 days or 60 days. Yeah, I mean, some people do, but most people don't. It accumulates and it accumulates and it accumulates. So chances are you're not going to solve that in that kind of short timeframe as well.
Silke Herwald:
How do you say the course? I think it really is about keeping your eyes on that goal and kind of going yes, and I think the most important thing is to have, absolutely have that belief of I can do this. Because when people don't really have the belief, that's when they kind of do stuff for a week or two weeks or maybe even a month, and then eventually they fall back into what's the point? I'm never going to get there anyway, right, and that's. I think the really important thing is then to really have somebody help you clear that limiting belief, because those limiting beliefs they're all just learned, and they're often learned in childhood. I've worked with a lot of people where there were even limiting beliefs about people who have money are bad people.
Silke Herwald:
So let's assume you're like the little toddler being three or four years old, sitting in the back of the car and then parents kind of drive through the posh neighborhood and they speak like oh, look at that, that's all a bit posh. Oh, look at that, look at that, I wouldn't want that statue in my front yard. Oh, that's right. So then the kid goes, goes. Oh, having money is probably a bad thing, you know. Or somebody says something like I wonder how they got that amount of money? Or couldn't have been with honest labor, right? So then the kid kind of goes oh, all right. So that means all people who got money are obviously dishonest.
Brad Nelson:
Right yeah.
Silke Herwald:
And then you kind of still run around with that belief. Yeah, or parents say something along those lines, are like oh, those are the rich people. God, I'm so glad we got nothing to do with them. So now the person trying to make money, but unconsciously the unconscious keeps them stuck because they fear that they're going to lose all family ties because parents said we don't want anything to do with rich people. So that would mean, if I I now I'm in a double bind. I either don't make money and keep my parents close or I risk that when I make money I'm going to lose my parents because they said they don't want anything to do with rich people.
Silke Herwald:
And those are those fascinating things that when in hypnotherapy we can do this kind of work where we ask the unconscious mind to go back to where that belief came from, and all of a sudden they kind of go bang and go back to some kind of comment that somebody made, usually a significant grown upup who said something. And then once and of course then as a, as a child, we take that very literally yeah, and then it becomes a belief. And then we can struggle so much, wondering why we're not getting anywhere. But of course it is simply because of that. And then, once we kind of of sent somebody back in hypnosis to where it came from, it's like the light bulb comes on and goes oh yeah, that was logical, that I interpreted in that way as a kid, but it wasn't actually what they meant. And then they're free to move forward and that's how we can can change them.
Brad Nelson:
Interesting. So when they're under the hypnosis, are they? I mean, is someone aware that they're doing that?
Silke Herwald:
Yeah, you're fully aware. So hypnosis is really boring in actual fact. Right, it's not like what stage hypnosis kind of I mean stage hypnosis is real. Those people are in hypnosis, but only about five to 10% of the population can go into such a profound, deep state of hypnosis on their first go. Everybody else can learn how to get there simply by doing it more. So while you're in hypnosis you're fully aware of what's going on around you. You hear everything. You still have your thoughts. At the first session it's usually is this working? Am I doing it right? Perfectly normal. And of course, you're fully aware of what's going on afterwards. You remember everything, because otherwise what's the point of doing it?
Silke Herwald:
Yeah, I'm hyper logical and I think I was the most annoying hypnotherapy participant on the course, because every day we'd go into hypnosis and in the beginning I would always sit there. I managed to keep my eyes closed for about two seconds. Then one one eye would open. Look around, as everybody else are. They're all sitting there, all right, I'll close my eyes again. Three seconds later, other eye would open. Look around again. I just wanted to be in control, but that wasn't helping, because you know if you could have solved this problem. By being in control and with logical thinking, you wouldn't be here.
Brad Nelson:
Yeah.
Silke Herwald:
No.
Brad Nelson:
Yeah, fascinating. Can you share last question for you? And then I want you to share where people can learn more about you and what you guys have to offer. But about support, we mentioned how social influence can have a negative impact on keeping you stuck in these limiting beliefs. But once you go through what you guys are talking about with hypnotherapy and going through this therapy, do you do people need, like a positive support? Like, do you recommend, like, hey, get yourself around other people who are thinking about money in more of a positive way and who are getting out of debt, who are working on a budget? And I would say from our members it's one of the biggest pieces of feedback that we get. So they don't say, brad, you're the one who did it for me. They actually say it was the community that we have here that really helped support me and getting me out of debt and helping me get there. So how important is that social influence, though on the positive side, to?
Silke Herwald:
it makes things a lot easier. Yeah, because we know that environment is one of the greatest predictors of behavior, yeah right. So, for example, when somebody goes to rehab, or Because we know that environment is one of the greatest predictors of behavior, yeah, right. So, for example, when somebody goes to rehab or whatever drug rehab, alcohol rehab, whatever and then they kind of after that they go and live, I don't know, with an auntie or somewhere in a different town, and then when they come back, then all of a sudden the unconscious goes back onto autopilot. It kind of goes oh, I know what we do here. That is always. The most dangerous part is that environment, because you know how you may have set your desk up a certain way, and then when you reach out for something, and then one day you rearranged it. Or it happened to me when I moved into the house and at first I had the cups, the teacups, in that cupboard, and then I kind of shifted them. Two months later, man, I was still in the wrong cupboard four weeks after I shifted it.
Brad Nelson:
Yeah.
Silke Herwald:
And this is all just environmental, where we just go on to autopilot and just goes.
Silke Herwald:
So of course then that is exactly the same thing when it comes to coming out of debt is that the environment is just as much a predictor for those behaviors. So I always say to people if you can't, and it's such fascinating that you've got this community, because it's very much will be the community that helps people, because now they can chat to people and now if they kind of have a hard time with something, they can find someone, whereas in their own friendship groups they probably can't. And of course you can do it on your own, but with community it just makes it so much easier because it just helps reinforce to the brain constantly. It's like no, we're doing this now, we're doing this now. Come on, this is a good way, come on, let's go this way. It just keeps reinforcing it and the mind learns best by repetition, which is also why all of my clients always get hypnosis recordings so that they can listen to them time and time and time and time again at home, because the mind learns best by repetition.
Brad Nelson:
Yeah, interesting, fascinating stuff. Silky, where can our listeners learn more about you stuff?
Silke Herwald:
Silky, where can our listeners learn more about you? Australianhypnotherapycentercomau. And I've also got a hypnosis recording, just a 10 minute one. It's a relaxation hypnosis recording, but it's also really helpful when there's an urge to spend money on something to then just kind of go no, I'm just going to listen to that for 10 minutes and then you can let go of that urge to that for 10 minutes and then you can let go of that urge. So I I also work with people worldwide online and, of course, in person here on the sunshine coast. But I got lots of people who have never actually met in person, who I only work with online. And people go how can you go into hypnosis on a computer? And I go. Well, people go into a hypnotic trance staring at a screen all day long. Right, they do, they do. So they're already pretty much in a trans. So, yes, awesome, it's great work.
Brad Nelson:
Well, thank you so much for sharing your expertise and helping us say, hey, maybe I've got some of these limiting beliefs and maybe I need to start paying attention to some of those patterns. So thank you so much for making us more aware today.
Silke Herwald:
Thank you, thank you so much for making us more aware today. Thank you, thank you so much for having me.
Brad Nelson:
It's been great, lovely, yeah, absolutely All right guys. As I said, if you want to pay off debt, save more money, get out of debt, take control of your finances once and for all, and you are seriously ready to start making those changes today and you want to start seeing amazing results, seriously, in as little as 30 to 60 days, all you got to do head over to Defridadcom, click on the green button at the top of the page and I'm going to personally show you how you can get started right now. All right guys, that's how it means. It's time for the celebrations of the show, and today we're kicking off with Gina.
Brad Nelson:
Gina says the weekly challenges inside Roots have helped me focus on changing my behavior with impulsive spending, becoming more conscious of when I have the impulse and remembering I've got a plan. That's awesome, gina. Congratulations to you. Great win, by the way. Yes, in Roots Personal Finance our membership we offer these challenges to keep our members motivated, to get them better results, and it's just a great way to really keep people disciplined and consistent with what they're working on. So Jean is a perfect example of that. So awesome job, claudia. And I have made up my mind to only pay minimum payments on two cards so I can put more on my lower balance card using the debt snowball method. Also, I'm not going to help my adult children unless it's an emergency. She's setting some boundaries. Awesome, claudia, and congratulations to you. She also says well, I will be putting some extra money in my emergency fund and I'm pushing forward Awesome wins.
Brad Nelson:
And, last but not least, today Paige says I am trying to stay on my spending plan and budget. One behavior I need to change, as I need to start saying no to more things. So here we go, guys two people, two individuals who are setting those boundaries. Saying no, remember no is a complete sentence. You don't have to give people a reason. Stand up for your financial life. It's good. You will be thankful that you did. Hey, guys, as always, congratulations to all of you guys who are taking a stand for your financial life and are wanting better. Hey, we get that. Getting that debt isn't easy, but with our help and hopefully with your consistency and discipline, we promise you guys, this will be some of the best work that you guys do in your entire life. Thanks for joining us on today's show and we will see you guys on the next episode.
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