Episode: 332 - How Paige Snyders Paid Off Over $24,000 in Debt
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In a world where financial stress can feel overwhelming, Paige Snyders stands as a testament to the resilience and determination it takes to reclaim financial control. Paige's story is not just one of debt repayment; it's about personal transformation and finding freedom in financial health.
The Turning Point
Paige found herself drowning in debt due to her beloved Boston Terrier's medical expenses and her subsequent coping mechanism of shopping to fill the emotional void. The turning point came when she realized that her current path wouldn't lead her out of debt. It was this realization that led her to join Roots, a personal finance membership program, after serendipitously discovering it on Facebook.
Setting a New Course
In just 20 months, Paige made astonishing progress. Paige explains, “What made the biggest difference was budgeting. The platform from Roots provided a structure I never had before.” By sticking diligently to her plan, she paid off $24,285.63, including a remarkable $4,673 in one month alone.
Budgeting and Mindset
Paige emphasized the importance of changing her mindset from impulsive spending to calculated saving and paying off debts. By using a budgeting spreadsheet and the Debt Free Dad planner, she could track expenses more effectively and build savings, demonstrating that significant debt reduction can coexist with savings goals.
Overcoming Challenges
One of the toughest challenges was sacrificing certain hobbies like bowling. However, Paige found balance by limiting her participation in bowling leagues and using her passion for bowling as a rewarding treat rather than a regular expense.
Extra Income and Financial Discipline
Paige's determination extended to increasing her income through side gigs like dog sitting, where she consistently directed earnings toward debt payment. Her methodical approach to tackling debt—a mix of strict budgeting and additional income—showcases a pragmatic route to financial freedom.
Encouragement and Community Support
Paige credits a supportive community in the Roots program for providing advice and encouragement. Interacting with peers who understood her goals helped maintain momentum and strengthened her resolve. Paige's family, initially skeptical, grew supportive upon witnessing her financial transformations.
Advice for Others
If Paige could turn back time, she would have joined Roots sooner. Her advice to those at the start of their financial journey is to take the plunge into programs that offer structured plans and community support as soon as possible.
Looking Forward
Now with just over $5,000 left on her credit card and a $7,000 familial debt, Paige is setting her sights on her car loan, determined to pay it off sooner than the projected five years. Paige's journey exemplifies the impact of small consistent steps toward large financial goals.
Her story is an inspiring reminder that with the right mindset, tools, and support, anyone can achieve financial freedom. Tune into future episodes of the Debt Free Dad Podcast for more stories like Paige's, where real people are making real change.
For those ready to embark on their own financial journey, the Simplify My Money newsletter offers a roadmap to financial control, providing strategies and tools to reduce financial stress and achieve your money goals. Sign up via the link in the show notes and take your first step towards a stress-free financial future.
Paige’s story is a beacon of light for anyone struggling with debt, proving that financial freedom is within reach with a plan, patience, and perseverance.
Resources
Resources Mentioned
The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner
To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast
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Transcript
Brad Nelson:
Hey, are you drowning in financial stress? Are you feeling like there's no way forward and hope is fading fast? Now, Paige Snyders. She's been there, but instead of staying stuck, she actually made a life-changing decision. You guys, she's paid off thousands of dollars in debt since making that decision, and it's transformed her financial future forever. Now, on today's episode, Paige is going to open up about what she's done on her incredible journey, proving that, no matter what you're facing, there's always a way out. So get ready for some real talks and real inspiration from real people just like you, just like me. They're going to give you that extra push to take your first step towards financial freedom.
Announcer:
You're listening to the Debt-Free Dad podcast with Brad Nelson. Brad and his co-hosts experienced the anxiety of living paycheck to paycheck before learning the fundamentals of financial success. They are now on a mission to empower regular people to pay off their debt for good and enjoy happier, less stressful lives. Keep listening for inspirational interviews, tips, tricks and practical advice to gain financial freedom.
Brad Nelson:
Hey guys, welcome to today's show. I'm Brad Nelson, founder of Debt Free Debt. I paid off about $45,000 of debt. I've been debt free now for more than 11 years Heck, I think it's going on 12 years now. I think I got to do my math a little bit on that. But I've also helped thousands of other people save and pay off tens of millions of dollars with the work that we do here at Debt-Free Dad.
Brad Nelson:
And after listening to this episode, you guys, if you're ready to take things to the next level, you're ready to break free from living paycheck to paycheck, you want to reduce financial stress, you want to build more savings and you want to finally pay off that pesky pain-in-the-butt debt for good. But maybe you're not quite sure where to get started. We've got some incredible free resources for you here at Debt-Free Dad and I'll be sharing some details about how you get started with those later on in today's episode. So, as I mentioned, I would like to welcome Paige to the Debt-Free Dad podcast, or welcome back Paige Now. Paige is a 26-year-old Amazon packer who has been with the company for over three years. Beyond work, she is passionate competitive bowler with over a decade of experience in the sport. When she's not at the lanes competing in tournaments, paige enjoys diamond painting and spending quality time with her three beloved dogs, ruby Rose, scooby-doo and Buddy, which is awesome.
Brad Nelson:
Paige, welcome back to the show. We're so glad that you're joining us. Thank you, brad, I'm glad to be back. Yeah, so I mean we had you on. You were nine months into this and I remember when you first started here with Deferredad and the Roots Personal Finance Membership Program. It was a little bit of a struggle when you first started, so can you share what life was like prior to you joining now? You've been with us now for about 18 to 20 months and you've been working hard at getting out of debt. You've made some incredible progress, but it wasn't always like that, so can you share what you were struggling with before you joined?
Paige:
and what made you decide to join us here. Yeah, so what I was struggling with the most was when my dog so my dog, duke he's part of the reason why I'm in a lot of debt. The last two years I had him he just nonstop medical issues. He struggled with IVDD and it was emergency visit after emergency visit. My dogs are like my kids, so I will do anything for them, and so I spent a lot of money on that.
Paige:
But then when it really hit me, when he passed away, my only way of grieving at that time was shopping. So I would go to any of the stores and buy any dog thing that I could see or any Boston Terrier thing because he was a Boston Terrier and I would just buy it and I would just charge my credit card like nonstop. I just did not care because I felt like I needed something to fill the hole that was created when he passed away. And it never did fill it. It only filled it for like maybe a day and then I was right back where I started.
Paige:
So I was trying to get my debt paid off and I was trying to do the payments and make extra payments. I got to a point where I just couldn't do it. And so then I was just like, okay, I got to do something different, because I'm not getting this paid off on my own. And then I was on Facebook, because Facebook listens to my conversation. Yeah, I seen your ad on there and I clicked on it and started reading about it. And then that's when I started listening to your podcast. And I listened to hundreds of your podcasts before I actually joined Roots. And then I was like you know what? I'm just going to join Roots. But I will tell you, my last charge on my credit card was to join Roots, oh yeah.
Brad Nelson:
But I think I love that you bring up how you were trying to handle the emotion and the grief of losing a pet. You know not to compare everything to that particular situation, but I think there's a lot of us, who are probably listening to this, that we probably cope with shopping, buying things, impulsive and emotional spending to deal with whatever stresses that we're feeling. And I love that you even recognize maybe you didn't recognize at that time, but you definitely do now that it may have temporarily made you feel better, but then that feeling quickly went away and you had to buy something else again. And I think there's a lot of us that get into that cycle, especially when life is stressful, jobs are stressful, relationships are stressful, like you mentioned, you lose a pet, could lose a loved one.
Brad Nelson:
I mean, there's a lot of things that we go through in life and it's weird, but that's how a lot of us tend to cope with things. It's weird, but that's how a lot of us tend to cope with things and it can definitely, you know, affect our personal finances, our personal finance, health, and it almost put us in more of a tailspin because you're adding on all that spending. So you decided to, obviously, like you said, you joined us in Roots. Now I want you to share because, again, you were on the show about nine months and you've made some incredible progress just in those nine months, but now you're about 20 months. In how much have you been able to save and pay off since joining just 20 months ago?
Paige:
I have paid off $4,673 just this month, but my total payoff is $24,285.63 since joining Roots, $85.63 since joining Roots but, like I said, 4,673 of that is this month.
Brad Nelson:
Yeah, which is incredible. Now, where did that big, huge and, by the way, overall over $24,000 paid off in 20 months is absolutely incredible when you look at that number would you have ever thought like that was possible.
Brad Nelson:
No, not at all. That's incredible. But now you just said you paid off a big chunk. How did you do that? Because, I mean, people are listening to this like how did you do all that? Because, especially, you did this on a single income, you did it on your own. People listening to this like how does someone even like that, especially in today's day and age, with inflation and expenses the way that they are, how does someone even do that? So I want to kind of break this down a little bit. But first, how did you pay off such a big chunk this past month?
Paige:
So, honestly, the reason I paid off so much this month was because 2000 and something of it was from taxes. I told myself that when I got my taxes back this year that all of it would go towards my debt. The old me would have spent it, but I wasn't going to do that. And then I also refinanced my car loan through, so now it's through my bank and because I did that, they sent me a check for like 800 and something dollars because I basically paid it off early and so because of the gap, they sent me that money and so I put that also towards my debt. And then I put all my dog sitting money that I make every month towards my debt and then I just been working extra hours at work to get it paid off.
Brad Nelson:
that speaks to how you've been able to make such great progress these last 20 months and pay off over 24 grand is because you've changed your mindset. You've changed your behaviors, your habits. Can you talk a little bit about that? The old you versus the new you like? What are you doing different now than you did before that you feel is helping you get these types of numbers now?
Paige:
Biggest thing, honestly, is the budgeting. The budgeting was huge. I absolutely love the platform I'm using online. That Amber made. That has been so helpful for me, and seeing how much I'm paying off every month has just been so helpful. Also, the Debt-Free Dad book.
Brad Nelson:
Oh, yeah, yeah the planner.
Paige:
Yeah, the planner is really helping me to being able to keep track of all my expenses and how much I've saved and stuff like that Because of this whole budget platform and everything I've been able to save. I have $2,000 saved up for the Las Vegas fund and $2,000 saved up in the dog emergency fund and then $500 saved up in the car emergency fund. That's incredible. And it's all because of this budget platform and you and just yeah, you've been so helpful.
Brad Nelson:
That's incredible, though I mean. So you're telling me you saved up $2,000 to go on a Las Vegas vacation, all at the same time of paying off over $24,000 a day, because a lot of people will say, like, well, if I get out of debt, I can't have any fun, I can't do anything, like my life is over. And you've mentioned you know you've had a cutback in certain areas, so can you talk a little bit about that, like the sacrifice versus you haven't had to sacrifice everything, though at the same time, can you share a little bit about how that's been with you?
Paige:
Yeah, obviously I'm a big bowler and I did have to make some sacrifices with the bowling. One of the sacrifices I made the very first year that I started Debt Free Dad, I decided that I was not going to bowl league for a whole year. Instead of paying $30 a week towards league, I would put that $30 extra towards my debt to get it paid down faster that 30 extra dollars towards my debt to get it paid down faster. Now, since I'm in my second year, I have decided to do a league, but I'm only doing a summer league. So instead of doing a league every month, I'm only doing it in the summertime, so four months out of the year. The other months I put that extra $30 a week that I would spend in league towards my debt.
Brad Nelson:
Yeah, yeah, that's awesome and I love that you're reintroducing that and as you get further out of debt and your cashflow improves, you can go right back to doing more bowling and doing some of the things that you love. But I love that you have implemented saving not only just having a vacation fund, but you built an emergency fund for your pets. You've learned from that experience of losing a pet. You're getting yourself to a better point. At what point did you start to realize maybe a shift in mindset, because you mentioned a lot of your spending habits prior to joining were to cope and to deal with grief, and there's probably some other spending things that were going on there too, if you're like anything like me. But when did you start to see that shift and what do you feel has like helped you move from that coping over to? I can really improve my situation over here and here you have.
Paige:
So I feel like the roots has really helped me tremendously, like learning, the behavior module and all of that has helped me tremendously with that Completely changed my mindset. My old mindset was constantly going shopping or going gambling. That was my mindset. I was like you know what? I'm always going to be in debt. So what's a little bit more debt? Let's just add two or $300 more and go gambling. But my mindset has completely changed since joining Roots and, honestly, the biggest thing that got me overall is that you could spend $27.40 per day, to equal $10,000 a year. Now, every time that I even spend close to $27, I'm like, okay, well, tomorrow I can't spend close to that because I don't want to spend over $10,000 a year. Right, that money is important to me now. No-transcript, like, how far can I go?
Brad Nelson:
Yeah, and, as you mentioned, you know you haven't eaten out. I mean, as we're recording, this, it's the end of March. You know that's an entire month you haven't eaten out. This it's the end of March, that's an entire month you haven't eaten out. And just that that alone is such a huge accomplishment, because eating out is a huge vice for so many people. It definitely drains a lot of people's bank accounts and here you are, you're being very mindful of your spending and you've cut that out. That's just incredible.
Paige:
So yeah, I do make some sacrifices, like I said. I mean, eating out was one of them, bowling was another. And don't get me wrong, I said I don't do bowling leagues year round, but I still do tournaments once a month or twice a month. I still do stuff to keep my arm strong and stuff like that. Because if I just go a whole year without bowling completely and no tournaments or leagues, that would not be good yeah.
Brad Nelson:
Yeah. Can you share a little bit about how you feel now versus how you felt before from you know? Stress, worry, anxiety, any of those feelings versus like where you're at today.
Paige:
Oh, I used to constantly be so stressed out and worried, like when I would get down to under $200 in my bank account. I was starting to freak out because at that time I didn't have a budget, I didn't know what bills were going to come out, and it just was every day. I was so scared and then, once payday hit, I was happy. But then I was like, okay, I'm starting to get low again and now I got to be very careful and it was really rough. Like it was really rough but now because I got the budgeting and everything, like I know the exact day that my bills come out and so I don't have to worry.
Paige:
Like this paycheck on Friday, I have two more bills coming out after this paycheck on Friday and I just can focus on that, like I don't have to worry. Let's put it this way right now I'm under $100 in my checking account and like I'm not freaking out about it Because I don't have to worry. Let's put it this way right now I'm under a hundred dollars in my checking account and like I'm not freaking out about it because I don't have any other bills coming out until after Friday when I get paid, and on top of that, I have enough money for gas and I'm not going to eat out and so I'm not going bowling this weekend. So like I have plenty of money, yeah.
Paige:
Who asked me until then?
Brad Nelson:
Right, and what you have just shared is the magic of having a plan and a budget. A lot of people look at a budget as kind of like a whip or a punishment, but it can be the thing that takes so much stress and anxiety out of your life, because you know exactly where you're at, what's coming down the pipeline. You have emergency funds built just in case if something were to come up or pop up, like that. I mean, that's the kind of stuff that helps you sleep at night. That's the kind of stuff that helps you wake up in the morning. The last thing you like stressed about is man, do I have enough money in my bank account? Right, are we going to make it to the next payday? You don't have that anymore because you've built all of these different things in your life as if the what-ifs are going to happen. That emergency fund, having a budget it's got to be such a great place to be.
Paige:
It is. It's absolutely amazing and, like I said, I love the fact that I do not have to constantly be worried about hey, am I going to be able to pay this or am I going to be able to pay that. It's so nice. And, like I said, if I get to a point where I feel like my paycheck is not going to be enough and I have more bills than what my normal paycheck is going to be, then I can just offer shifts, which, honestly, is really weird right now that Amazon's even offering us tons of shifts, because every day this week they've offered VTO, which is voluntary time off. Like I almost took it yesterday. I almost left work early yesterday and took VTO because I'm like, you know, I'm really tired and I want to go home. But then I was like, oh, but if I do that, then when I pick up my shift tomorrow it's going to be less money, I'll have to make up an hour. And so I was like no, I'm not going to do that, but it's crazy, because we're so slow right now.
Brad Nelson:
They're offering so much VTO and trust me, Brad, I'm tempted to take that VTO every time they offer it to me.
Paige:
I hear you. For me to be able to go home and not affect my UPT or PTO or anything like that would be amazing. But then I just said to myself yesterday what's the point in going home when all I'm going to do is just lay there with my dogs and watch Family Guy or American Dad? When I could work the extra hour and get paid an extra like 20 something dollars an hour, Right, I was like I just have to stay.
Brad Nelson:
Yeah, and I remember those days and working 50, 60, 65 hours a week and, man, you get to that point where it's just like I'm so tired, but I got to tell you that sacrifice was worth it. Now I get. Everyone's situation is different. You're a single person. You have done this on your own, so you have different freedoms and flexibilities, because it's not only been your job. I mean, you've also done some other interesting like pet sitting and things or dog walking. Right, you've done some of those things to make some money too, right.
Paige:
Yeah, yeah, I do dog walking on the side. I don't do as much dog walking as I do pet sitting. Pet sitting I actually have a client that travels for work almost every month and she pays me $100 a day to dog sit for her Incredible. Yeah, she only has two dogs and she pays me a hundred dollars a night to watch them. So if I'm there, like last month or this month, I was there for four nights, so she paid me $400, and next month in April I'm booked up a week with her again, so that'll be about four or $500.
Brad Nelson:
Yeah, and it's incredible.
Paige:
I put it all towards my debt. All the dog sitting money. I used to put that dog sitting money towards spending money, but then I was like you know what? No, it's extra income, so I'm going to put it towards my debt.
Brad Nelson:
Yeah, that's incredible and I can promise you there's going to come a day where you're not going to have to put in nearly as much work. You can sit back, relax a little bit and be at peace, and it will be. At that moment you're like it was so worth it because you got so many years left. And what a way to live your life. It's so awesome. Now you mentioned you've listened to the Deaf Re-Deaf podcast. Obviously you listened before you joined Roots, but inside Roots we also have the community. Can you talk about the podcast in general? The community, like being around information or, I guess, being around people who have this idea or goal of better financial health, financial freedom, and how that's affected you and your overall attitude of how you want to work on your finances. Yeah, yeah.
Paige:
So the podcast and Roots everybody's just amazing. The people in Roots are so supportive and they're always there. If I have any questions. I always get awesome responses from them. I also love being able to help other people. I know there was a lady that just posted a while back about the Rover thing and dogs sitting on the side and stuff like that, and I was able to respond to that one because I'm like well, I do that on the side and I just I absolutely love Roots. I love the podcast. I'm officially caught up now. I listened to all the episodes and I'm even caught up on the ones that you guys just posted, like the four that you guys just posted this month. So I'm all caught up now and I just love listening to them because I have nothing else to do while I'm at work.
Paige:
During that 10 hours it's either listen to music or just listen to the podcast. And my friends are like well, why don't you just listen to other podcasts? And I'm like, because I don't. I said first off, I love Brad's idea and just everything about what he's talking about and I said I don't want to listen to any other podcasts. I said the only podcast I want to listen to is the Debt-Free Dad podcast. I said I'll listen to music on the side, but I said I don't really feel like listening to any other podcast. Like I said, I feel like listening to Brad talk all day makes my job go a lot faster.
Brad Nelson:
You know, paige, I don't think I've had everyone in my entire life ever say that to me, but I'm glad I got one person that makes their day go a little better. That's awesome.
Paige:
Yeah, it just. It makes my day go by fast. Just listening to you talk the whole day, I'm just like well, it's either that or listen to music.
Brad Nelson:
Yeah, that's. That's awesome, so can you share? Once you started doing this stuff, you started talking about it with people, friends, family, anyone. Have any feedback for you on wanting to do this or while you're doing it? I mean paying off over $24,000 this past month, paying off over $4,300 at one time that's incredible. I mean, what are other people saying this around you?
Paige:
So my dad, I'm not sure, but I feel like he was pretty supportive in this whole thing altogether. But at first my mom and my grandma, they weren't too supportive about it. They kind of thought that it was a waste of money and joining your course was going to be a complete waste. And I just wasted, like you know, a few hundred dollars. But then, after I started doing it, a month or two later, they both seen the progress I was making and they both came back to me and said to me that they're sorry that they said that to me and that it was a really good choice of joining his course, because you have paid off so much since then. And grandma said to me that she said you proved me wrong.
Brad Nelson:
Feels pretty good, don't it yeah?
Paige:
She said you proved me wrong that joining that was not a mistake.
Brad Nelson:
Yeah Well, I'm glad grandma's proud of you now and seriously we're proud of you too. I mean to pay off over $24,000 on a single income in 20 months. It's taken some sacrifice and some changes and serious looking at the mirror like how I can do this better, and you've done so great. So just want to personally congratulate you, paige, and I can't wait to see how this next year is going to shape up for you, and I'm really excited about where you're going.
Paige:
I know I'm excited too. Like I said so, I still owe about $5,708.30 left on my loan or my credit card, but then I owe my dad 7,000. But then after that I'm pretty much debt free outside of my car loan. That's 23,954.32. So then I can focus on putting more of my money towards that car loan and get that car paid off sooner than five years, because they said it would take about five years. I'm determined that it's not going to take five years. I'm going to 20 months ago. You hadn't started yet, can you?
Brad Nelson:
give them just like one thing that's like really helped you. You mentioned budgeting, but is there one thing like if I had to do this all over again, this would be the one thing that I would do. Could you share any sort of suggestion to those people listening?
Paige:
Yeah, I honestly would have joined sooner. I would have totally have joined sooner, like I should have joined right when I was starting to listen to your podcast and I listened to your podcast for a few months. I should have joined right then and there, instead of waiting a few months after listening to the podcast, because I could have more paid off if I joined sooner. But I was pushing back just because I had been scammed a lot of times in the past and I was kind of worried that I would just be wasting money on some course or something like that, cause I've wasted a lot of money on other courses and I was just so. I was so scared of joining. And then, after listening to so many of your podcasts, I was just like you know what Screw it? He seems like a really cool guy. He doesn't seem like a guy that's going to scam me. I'm joining and I'm so glad I did, but I wish I started sooner. I really do.
Brad Nelson:
Yeah, again, congratulations, paige. It's been so great to have you back on the show and, hey, maybe not too much longer. We'll have your debt free show here on the Debt Free Day podcast. I'm excited to have you back.
Paige:
Yeah, that would be awesome. Like I said, I'm almost debt free outside of my car loans. But looking at that car loan, looking at the amount on that is it's kind of upsetting.
Brad Nelson:
But it's a little daunting, but what do we teach you guys? We teach you in roots. It's one little step at a time and you look at where you've come in the last 20 months. You'll do just fine getting that taken care of. It's again remember. It's one thing at a time.
Paige:
It's going to take a little bit longer to get it paid down, but I mean, I will get it paid down. It's just going to take some time and if I can make extra payments because the minimum payment is $400 a month but if I could make extra payments towards it, I can get it paid down faster.
Brad Nelson:
Awesome. Well, again, thank you so much for being on the show. We appreciate you.
Brad Nelson:
No problem, thank you so much, brad. All right, guys. So, as I said at the beginning of the show, if you're ready to break free from living paycheck to paycheck, you want to make amazing progress. Don't worry, we've got you covered. Simplify my money is a great way to get started, and it's sent to you each and every single Sunday to your email. Now, simplify my money is a step-by-step roadmap to better financial control. You're also going to learn easy to follow strategies to manage your money effectively. It's going to help you make stress-free money decisions and these decisions that are going to help you simplify your financial life with proven tips that actually work, and you're going to gain the tools and the confidence to tackle your financial goals head on. You can sign up for the Simplify my Money newsletter by clicking at the link at the top of the show. And today we are kicking it off with Paige, who was just here, and Paige politely requested hey, I want to be one of those celebrations, even though I was just on the show. So, paige, this one's for you, celebrations even though I was just on the show. So, paige, this one's for you. Paige, in one month, paid off $4,673. And, guys, as she said, has now paid off over $24,000 on a single income in the last 20 months. Again, paige, we're so proud of you, so excited. Great, great job as always.
Brad Nelson:
Laura says I added $75 to my emergency fund last week. I'm working hard at selling a marketplace Only $925 more to go until my emergency fund is built. My goal is to post and sell five items per day. Laura, good for you. I love that you are taking action. Tammy says my win this week is that I paid off two smaller medical bills. I added $500 to my savings and set aside $500 for a new backdoor, currently working on my next month's budget. Tammy, congratulations, great job.
Brad Nelson:
And Mary, so far it's been a cash spring break, staying home, but doing things together as a family. Mary, awesome win, awesome job. Hey, as always, guys, congratulations to all of you who are taking a stand for your financial life and you're wanting better. Hey, as always, guys, congratulations to all of you who are taking a stand for your financial life and you're wanting better. Hey, we get that. Getting out of debt isn't easy, but with our help and hopefully with your consistency and discipline, we promise you, guys, this will be some of the best work that you guys do in your entire life. Thanks for joining us on today's show and we will see you guys on the next episode see you guys on the next episode.
Announcer:
Thanks for listening to the Debt-Free Dad podcast. Connect with us on Facebook, tiktok, youtube and Instagram. Just search Debt-Free Dad. If you found value in today's episode, please leave us a rating and review. We so appreciate it. For resources, show notes and links mentioned in today's show, visit debtfreedadcom. Catch you next week.
